2023 KIA PICANTO 1.0 STYLE A/T

Finance

• Eligibility: Monthly gross income above R7,500.
• Credit Requirements: Must have a good credit score and not under debt review.
• Other: Standard finance structure through a credit agreement.

Long-Term Rental

• Target: Suitable if you don’t have credit / qualify for normal Finance.
• Eligibility: Monthly salary of R16,000.
• Contract Length: 24-month rental.
• Age Requirement: If under 30 years, license must be held for more than 1 year.
• Documents Needed: ID, driver’s license, proof of address, and 3 months payslips.
• Deposit: May be required on some vehicles.
• Restrictions: Vehicle must be for personal use only (no commercial use).

Vehicle Subscription

• Target: Suitable if you don’t have credit.
• Eligibility: Net monthly income of at least R18,000.
• Deposit: At least 20% of purchase price upfront.
• Vehicle Restrictions: No luxury vehicles allowed.
• Use: Vehicle strictly for personal use only.
• License: Valid driver’s license required.

Personal Loan (Capitec)

• Eligibility: 18+, SA ID, not under debt review/sequestration
• Income: Must be employed/self-employed/pension with proof of income (payslips + 3 months bank statements if not Capitec)